I knew I'd have a hard time getting financed because my ex didn't like to pay bills and of course ALL the bills were in my name. His drinking habit started about the time he took over the finances, he took them over because I was paying them. Imagine that!
So I knew I'd have a hard time getting financed. I thought he'd screwed me for life. I went to my bank first and got declined. Went to a buy here pay here place, declined. Frustrated I called my mom to vent. She suggested I go to a local Chevy dealer that boasts no one turned down. What did I have to lose? I got APPROVED!!!!!! Holy hell I thought I'd jump up and kiss the finance guy and the salesman. The salesman explained that I need to have a $1500 down payment and my max loan is $5000. BUT I got approved!!!!! Turns out I keep getting declined because I have insufficient history, not because of bad trade lines. You have NO idea what a relief that was to hear. It's not as good as having established credit, but definitely better than bad credit. They're even giving me $500 for my hunk of junk!!! And I do have the rest for the down payment. Oh, I'm so excited!!!! Now I'll no longer have to deal with this:
- No working windows beside drivers side and sunroof
- No working a/c
- No working speedometer or odometer
- Using a small hole my dad drilled to spray starter fluid in to get it to start
- Only drivers side wiper working
- No working washer fluid sprayers
- No more tiny (1 bottle/yr) power steering fluid leak
Life is starting to look up. I'll gladly sacrifice fabric for some wheels. I just gotta get me a bolt of Kona white and I'll be set! ;)
Wow I'm going thru the same thing with my car!!
ReplyDeleteGood luck with your new wheels!!